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INDIVIDUAL HEALTH CARE
We improve the benefits and reduce or eliminate the limitations put on your plans by any insurance carriers by offering CashBack plans. CashBack plans are paid from the premiums otherwise paid to insurers for the same benefits. We analyze and replace over priced options with CashBack options. CashBack guarantees you will receive the cash accumulations either in benefits or refunds. Over a three year period the cash accumulated can run into thousands of dollars even for one family.

Premier Major Medical Plans


Individuals and/or Small Families

Dental Plus Saves Money

(Other Traditional Plans Available)

When you need service, slash costs with the participating dentist of your choice or depending on the plan you select, use any dentist anywhere.

 

NO deductibles
 

NO limit on Discounted benefits
 

NO pre-existing condition exclusions
 

NO wait for discounted benefits
 

NO claim forms
 

Complete dentist choice available
 

Lowest co-pays in the industry
 

Cash benefits to lower your share of expenses
 

Benefits paid with before tax dollars by businesses
 

TWO plans for the price of ONE
All of the Dental Plus plans can be supplemented with a CashBack feature. There is a 90 day wait for cash benefits (waivable) but there is no wait for major services or preexisting conditions.

Exclusive CashBack Advantages

 

Significantly increases the amount paid for initial services
 

Helps in budgeting expenses due at time of service as a down payment or to reduce your co-payment
 

Reduces plan costs in the years that major service is not needed
Vision Care

Vision care is one of the most desired specialty benefits. It is reported that 69% of the working population wants to have vision care coverage for themselves and family members. It becomes even more important in the world of technology and computers.

Monthly Rates

Vision is available with any Dental Plus or CashBack medical plan.

Single

$2.00

Parent/Child

$4.00

Husband/Wife

$2.00

Family

$4.00

Vision Care

Introducing Exam Plus

Sixty percent of the American public uses eye wear. Exam Plus will cut vision care costs for you and 60% of your employees. Exam Plus is an innovative program that provides employers with the advantages of vision benefits at a fraction of their cost.

For the low monthly fee above, Exam Plus provides employers with a comprehensive vision benefit of scheduled discounts on eye wear through a nationwide network of quality optical centers.  Paid in full eye exams at the discounted rate are paid from your CashBack account.  Other options can be added.

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Health Plans Dental Plus
Division of Employers Association, Inc
1412 North Crain Highway, Suite 7B
Chatham Executive Park
Glen Burnie, Maryland 21061
410-760-4600
FAX 410-760-0677
Email: info@HPDP.com

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